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Taking Advantage of Low Interest Rates?

By Camille Gaines

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Today on CNBC, during a real estate segment,  I heard that many smart home owners with good credit are trying to refinance their home so they can lock in low interest rates, but they are unable to get a loan because they are upside down on their mortgage.

The move to refinance makes a lot of sense because interest rates are still so low. It’s hard to imagine that rates were as high as almost 20% in the early 1980’s! And it’s unfortunate that individuals who have the insight to take this smart money step can’t take advantage of it.

 

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