Envision something that you really want right now but you feel isn’t possible based on your current income or net worth. See it in your mind, and think about how much you’d like to have or do it. Is there a little voice in your head saying “You can’t afford that!”? Many people, especially women, regularly state, almost with pride as though it’s a badge of honor “I can’t afford that!” The problem is that this statement reinforces a comfort zone of staying where you are, because where you are is, well, safe. The comfort zone problem here is that you want things that you think you can’t have, and this contributes to disbelief that you can change your situation.
If you think about it, do you truly hate that little voice that says you can’t afford something you want? By having this thought replay over and over in your mind, it reinforces your belief that you can’t afford what you want, and even worse, it limits your thinking toward possibilities for change and expansion. And stating that you can’t afford something is even a bigger confirmation of lack. It becomes a habitual way of thinking and being.
Here’s a simple strategy for dumping that debilitating declaration right now, once and for all: Substitute “I can’t afford it!” to “How can I afford it?” Feel the difference? Once you stop saying it, you stop thinking it.
“How can I afford it” creates all sorts of possibilities, especially when you grab a pen and paper and spend 5 minutes brainstorming how you actually can afford it. And you’ll realize, also, that the purchase you are pondering is a choice, just like all of the money you spend is a choice.
When was the last time you looked at the money you spend with this abundant perspective? When we think in terms of choice and priority, we feel much more empowered. Are you more likely to take action to reach your goals when you feel empowered? Yes! And when we feel empowered, we take actions, also, to create the results that we want in our lives.
Since how you use your money is a choice, let’s look at some possibilities for exploring an expense for something you really want but don’t think you can do or have. The expense may be for an adventure or that gorgeous new watch you saw. Some ideas are:
- Shift the time frame. You set a date in the future for when you can have or do it with a plan for getting the funds.
- Shop savvy with an “alternative purchase”. An example of an alternative purchase is a gently used Mercedes with 20,000 miles that has already depreciated 5% immediately when driven off the lot by the original buyer. Another example is a gorgeous estate diamond ring that is every bit as good as the one that is in the store. The stone is still VS1, H color. Buy a new setting if you want and sell the old one online to help fund the ring.
- Make money. You create a plan to earn the money to pay for the expense using your skills or expertise, and take the first step within 24 hours. There are thousands of way to do this, with everything from dog walking to selling products online to consulting. The possibilities are truly endless, and you may even create an ongoing business complete with tax lowering potential.
- Choose differently. Look at how you are choosing to spend your money now, and choose to spend that money on this thing you really want instead of the other expense. This sounds crazily simple, but we often don’t stop to look at our choices because most people don’t carefully monitor their cash flow.
- Spending freeze. This is a great way to get “extra” funds fast. Make it fun, and go one week or one month without ANY fluff whatsoever.
Do you feel the difference between “I can’t afford it” and “How can I afford it”? Think expansively. Shift your thinking. Exit your status quo. Live the life you truly want based on empowered choices. .